We have many options to help you pay for your services

  • We accept cash and checks.
  • We accept Visa, Discover and MasterCard.
  • We accept most major dental insurance plans.
  • We offer 0% financing and flexible payment options through Image result for carecredit

Get 20% off your services with our Image result for luma dentistry plan

Dental Insurance

Our team at Luma Dentistry works with you to receive a maximum benefit from your dental insurance.

In order to give our patients the most complete coverage available from their individual policy, we are “in-network providers” for the following insurance companies:

  • BCBS
  • Delta
  • Southland
  • Guardian
  • MetLife
  • Cigna
  • DentaNet

Additionally, for your convenience, we provide an assignment of benefits service for major dental carriers. Because insurance policies vary greatly, please feel free to call our office for more information regarding your unique policy.

  • Most policies cover exams, x-rays and cleanings at 100%.
  • Most policies renew in January, however, Southland and others renew in October.
  • Remaining benefits usually do not roll over into the next coverage period.
  • Most dental policies have an annual maximum coverage of $1,000-$1,500.
  • Unused coverage is lost as well when policies roll over into the next coverage period.

5% Discounts on Prepayments and on Special Offers

To better save you money, as well as maximize confirmation of your appointments, Luma Dentistry offers a unique discount offer if you elect to prepay for your appointment.  Once you have received your treatment plan, at the time of scheduling, simply request to make a prepayment to save you 5% on the overall total.  Your patient coordinator or business associate will accurately calculate your new total with the 5% discount amount included.  Hundreds of our patients take advantage of this great offer and recommend it often!