We accept cash and checks.
We accept Visa, Discover and MasterCard.
We accept most major dental insurance plans.
Get 20% off your services with our Luma Dentistry Plan
We offer 0% financing and flexible payment options through CareCredit
In order to give our patients the most complete coverage available from their individual policy, we are “in-network providers” for the following insurance companies:
Do you accept my insurance? While we are in-network with many insurance companies, we will still file with your insurance for you after your care. We believe in helping our patients take full advantage of their insurance benefits, and our front office staff can help answer these questions and explain the processes to you.
Does my insurance policy have a waiting period? Each insurance policy is different. Our team of dental professionals can evaluate your insurance policy and let you know what to expect in terms of coverage timelines and waiting periods.
Additionally, for your convenience, we provide an assignment of benefits service for major dental carriers. Because insurance policies vary greatly, please feel free to call our office for more information regarding your unique policy.
To better save you money, Luma Dentistry offers a unique discount offer if you elect to prepay for your appointment. Once you have received your treatment plan, at the time of scheduling, simply request to make a prepayment to save you 5% on the overall total.
Your Luma patient coordinator or business associate will accurately calculate your new total with the 5% discount amount included. Hundreds of our patients take advantage of this great offer every year and recommend it often!
We believe that everyone should have access to affordable dental care. That’s why we accept most insurances, offer third-party financing, and have our own discount dental plan for those without insurance.
Some patients would prefer to endure the agony of a toothache, rather than seek treatment. When and if they finally appear in a general practice, it becomes a very stressful experience for both the patient and the entire dental team. To make matters worse, these patients may require much more time and many more visits…Read More
I feel confident when I come to this office that I will be listened to, and that I will get the best possible dental care. I am a victim of bad dentistry. I let someone put in veneers, and they came off and there was nothing under the veneers as every tooth was rotten. My…Read More
When I think of Dental Care for myself, I think of Dr. Holt Gray. I have crowns from the Gray Father-Son Team in my mouth. Dr. Holt Gray was our Dental Student, our Prosthodontic Resident, and our Colleague on the Dental School Faculty at UAB. In each situation Holt displayed his usual calm dedicated hardworking…Read More
As a dental professional, having a great smile is not only an important attribute that we strive to provide to our patients, but also to display ourselves. When the time came to have my front two upper teeth restored with crowns, I trusted Dr. Gray to provide not only a highly esthetic result, but also…Read More
In my practice of orthodontics, it seems like more and more patients want the option of IV sedation for their collaborative dental needs, such as difficult extractions or exposures and even complex restorative plans. Setting that up for our patients at Luma Dentistry is always easy, requiring just a phone call or an email. Patients…Read More
The first thing that comes to mind when somebody asks me about Dr. Holt Gray is that he is someone who has based his career on honesty, professionalism and most importantly, commitment to his patients and work. I have known Dr. Gray for more than 14 years, and I feel blessed to be able to…Read More
I have gone from being petrified about going to the dentist to looking forward to my visits. As a child, I experienced a traumatic visit to the dentist’s office. As a teenager and an adult, I’ve feared the dental chair. Luma Dentistry is completely different. The facilities are very modern, cordial and inviting. The entire…Read More
I was getting ready to compete in the Miss Teen Alabama Pageant and Luma Dentistry helped me perfect my smile. Luma Dentistry was amazing. They made sure I knew what was going on at all times. The treatment I had went a lot faster than I thought it would. All the staff are very helpful…Read More
It started when I fell off my bike onto my tooth and the trauma must have caused a slow infection. Eventually I had to get a root canal but that actually made it worse. Finally, a friend referred me to Luma Dentistry. What had happened was that at my previous dentist they had only taken…Read More